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Best Car Insurance Providers in Dubai

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Best Car Insurance Providers

Owning your own car can be an incredible joy, but with ownership comes responsibility. Make sure you’re ready to tackle these tasks such as servicing regularly, finding the most reputable auto insurers in Dubai and renewing them periodically to maximize benefits.

Dubai offers numerous car insurance companies, and selecting one can sometimes become daunting. We suggest using an online comparison portal where you can gain all of the relevant details such as features, inclusions and exclusions as well as pricing information.

In this blog we present to you the best car insurance providers in Dubai.

AXA Insurance

It stands out from its rivals when listing top car insurers in Dubai and UAE, dominating the Gulf insurance market for more than six decades and becoming a favorite with people. What sets AXA apart is their handpicked plans which can be personalized specifically for you as well as additional add-ons that can be purchased separately at additional costs – not forgetting its convenient claims filing and tracking procedures which also come with up to 10% discounts when buying online!

Some of its primary features are:

  • Third-Party car damage cover from AXA Perfect and Third-Party plans offer coverage up to AED 3.5 Million; while AXA Prestige plans offer AED 5 Million of cover.
  • Furthermore, emergency roadside assistance is provided 24 x 7, 365 days per year
  • Windscreen damage waiver coverage (complete Cover for Prestige plans; up to AED 5,000 cover available with Perfect plans);
  • Personal injury cover up to AED 20,000 is also offered by these plans.
  • Additional add-ons – personal accident cover for driver and passengers,
  • Accident and breakdown recovery available 24×7 across plans,
  • Agency repairs for up to 5 years as optional extra for AXA Perfect plans (included), as well as coverage up to 5 years with AXA Prestige plans (optional extra).

RSA Insurance

With more than 60 years of experience serving UAE drivers and has established itself as a trusted name in the industry. Their car insurance plans are tailored specifically to the various needs of policyholders – even coverage against damages occurring when traveling in Oman is included!

Main features:-

  • Third-party car damage cover starts from AED 3,500,000 for Motor Smart and Value plans and AED 5,000,000 for Motor Executive plans,
  • Providing 24-hour roadside assistance 365 days of the year,
  • Windscreen cover
  • Our roadside assistance is also always on hand with plans.
  • Personal Accident Cover (Driver and Passengers) – AED 20,000 (divided among both driver and passenger).
  • Emergency Medical Expense Cover – AED 6000 for Motor Executive models, while AED 3500 covers Motor Smart models.

Adamjee Insurance

Adamjee Insurance ranks second on our list of top 10 car insurers in Dubai and is a Pakistan-based company that has become renowned in the Gulf region due to their exceptional health insurance plans. They also provide affordable comprehensive car policies.

  • CAR Insurance Plans from Dubai Marine are widely recognized for providing comprehensive car coverage plans that cover third party car damage
  • Emergency roadside assistance 24/7/365 days of the year
  • Emergency medical expenses (AED 5000),
  • Off road cover (SUVs),
  • Personal accident cover up to AED 200,000 and personal injury agency repairs coverage.
  • Geographical Expansion – United Arab Emirates and Yas Marina Circuits

Al Sagr Insurance

One of the top vehicle insurance service providers in the UAE is Al Sagr. They have strong strategies for both third-party liability and comprehensive auto insurance. The website has more information about the plans, and the customer service agents are happy to help you select the right auto insurance. You may rest assured that you are in good hands because they have more than 50 years of experience in the field.

Some of the key components include:

  • Options available, including third-party and comprehensive auto insurance
  • Coverage for third-party auto damage up to AED 2 million
  • All plan holders get access to emergency roadside help around-the-clock, 365 days a year.
  • Expanding geographically: only UAE
  • three years of agency repairs
  • Up to 20,000 AED for personal injuries
  • Add-ons include medical insurance, an Oman extension, an Orange card extension, and coverage for the driver and passenger. Windscreen cover up to AED 2,000; maximum AED 2,000

Al Fujairah National Insurance Company (AFNIC)

The only insurance provider with its corporate headquarters in the Fujairah emirates is Al Fujairah National Insurance Company (AFNIC). In the UAE, AFNIC is a well-known insurance provider that considers the needs of the community. Since it has been in existence since 1976, they have gained the patrons’ trust. One of the few insurance providers in the UAE that enables clients to purchase insurance plans from any of the nation’s many insurance ATMs.

Some of the key components include:

  • Options include third-party liability and comprehensive car insurance.
  • Covered for third-party auto damage
  • Covers for the driver and passengers up to 200,000 AED
  • All plan holders get access to emergency roadside help around-the-clock, 365 days a year.
  • Only personal vehicles are insured for windshield damage.
  • Affordable emergency medical costs
  • Inclusion of agency repairs in comprehensive auto insurance
  • Extension of the UAE and Oman (only for Orange card holders)

National Takaful Company of Abu Dhabi

National Takaful Company is based in Abu Dhabi, it services clients across all of the UAE, including Dubai. The business is not too old. It was established in 2003, and in only a few short years, the business has accomplished some great things to rank among the top 10 vehicle insurance providers in Dubai.

Some of the key components include:

  • provides high-end comprehensive vehicle insurance policies
  • Vehicle damage to third parties is covered
  • All plan holders get access to emergency roadside help around-the-clock, 365 days a year.
  • Personal accident coverage is provided for both the insured and hired drivers.
  • Expanding geographically: UAE and Oman
  • Personal property is protected against theft and fire
  • Additional free services include mechanical breakdowns, flat tires, battery jump starts, lookout services, towing, and rent-a-car (available 24 hours a day).

Orient Insurance

When looking for affordable auto insurance, residents of the UAE frequently turn to Orient Insurance, better known as Motor Plus. Many different strategies have been created with the requirements of citizens in mind.

Some of the key components include:

  • There are two options: third-party and comprehensive car insurance.
  • Up to AED 100,000 third-party car damage coverage
  • All plan holders get access to emergency roadside help around-the-clock, 365 days a year.
  • Expanding geographically: UAE and Oman
  • 24 hour recovery from accidents and breakdowns for all plans
  • Protection from strike and riots, off-road covers, personal effects and clothes protection from fire, flood, storm, or any other natural calamity

Conclusion

As discussed herein, owning a car in Dubai comes with many responsibilities, one of which is finding suitable car insurance coverage. This blog has provided an overview of some of the leading providers offering customized solutions tailored specifically towards policyholders’ individual needs.

When choosing a car insurance provider in Dubai, it’s essential to assess your specific needs, budget and features that matter most. Research all available options carefully until one meets your specifications perfectly and offers peace of mind while driving in Dubai. Remember that responsible ownership includes finding coverage that protects yourself, passengers and other road users alike.