Table of Contents
Introduction
Setting the stage for a seamless travel experience, RSA Travel Insurance, now rebranded as Liva, stands as a testament to over 300 years of insurance excellence. Born from the merger of Sun Alliance and Royal Insurance in 1996, Liva has evolved into a trusted global insurer, known for its commitment to customer satisfaction. In September 2023, the company took on a fresh identity, embracing the name “Liva” as its new brand, marking a new chapter in its storied history.
With a robust workforce comprising over 13,500 insurance professionals, Liva has left an indelible mark on the insurance landscape, serving a vast customer base of over 20 million individuals. The company’s offerings span various market segments, including Personal Lines (Retail), SME (Small Medium Enterprise), and Corporate, ensuring a tailored approach to diverse insurance needs. With a global presence extending to 28 countries and products and services reaching across 140 countries, Liva has been a stalwart in the Gulf region for over 60 years. As a pioneer in shaping the insurance market in the UAE, Liva, formerly known as RSA, continues to be a driving force in shaping the future of the industry.
Features and Benefits of Rsa Travel Insurance
- Comprehensive Medical Coverage:
- Rsa Travel Insurance ensures extensive coverage for medical expenses, offering peace of mind during your journey.
- Trip Cancellation Protection:
- In the event of unforeseen circumstances leading to trip cancellation, Rsa provides coverage, helping you recover non-refundable expenses.
- Baggage Loss and Delay Coverage:
- Protecting against the inconvenience of lost or delayed baggage, Rsa Travel Insurance provides compensation for such incidents.
- Emergency Assistance Services:
- Rsa stands ready to provide emergency assistance services, ensuring you have the support you need in critical situations.
- Personal Liability Coverage:
- Protecting you against third-party claims, Rsa Travel Insurance offers personal liability coverage, an essential safeguard during your travels.
- Coverage for Travel Delays:
- Rsa understands the disruptions caused by travel delays and provides coverage to minimize the financial impact of such situations.
- Coverage for Adventure Activities:
- For the adventurous traveler, Rsa extends coverage for a range of adventure activities, ensuring a worry-free exploration experience.
- 24/7 Customer Support:
- With around-the-clock customer support, Rsa Travel Insurance prioritizes customer satisfaction, addressing queries and concerns promptly.
- Global Network of Assistance:
- Rsa’s extensive global network ensures that travelers have access to assistance and support, no matter where their journeys take them.
What is Covered in Rsa Travel Insurance?
Some features of the Medical Multi-Trip Annual Plan
| Features | Coverage Options |
|---|---|
| Protecting you for the number of travel days you choose | Coverage is in effect for an unlimited number of trips of 4, 9, 16 or 30 consecutive days per trip, for one entire year (the 30 day option is available for applicants age 79 or under only) |
| Covering emergency medical expenses | Up to $5 million (certain benefit limits apply) |
| Sending someone to be with you while you recover | Airfare, meals and accommodations up to $1,500 |
| Escorting your insured dependent children home safely, or caring for themwhile you recover | One-way airfare, or up to $1,000 for caregiver at destination |
| Treating dental accidents | Up to $2,000 |
| Covering medical diagnostic tests | Laboratory tests and X-rays |
| Returning your vehicle (to your home or a rental agency) | Up to $3,000 |
| Getting you to a hospital from a remote area | Up to $5,000 |
| Providing air ambulance services | Reasonable and customary cost |
| Flying your insured spouse or dependent children home if you are transported back to Canada | One-way airfare |
Some features of the Non-Medical Multi-Trip Annual Plan:
| Features | Coverage |
|---|---|
| Trip Cancellation | $2,500 per insured, per trip (to a maximum of $5,000 per insured, per policy and $10,000 per family, per policy) |
| Trip Interruption | $5,000 per insured, per trip (to a maximum of $10,000 per insured, per policy and $20,000 per family, per policy) |
| Baggage and personal effects | $1,000 per insured, per trip (to a maximum of $2,000 per insured, per policy and $4,000 per family, per policy) |
Documentation for Rsa Travel Insurance
- Proof of Identity:
- Valid passport or government-issued identification with clear personal details.
- Travel Itinerary:
- Provide details of your travel itinerary, including flight bookings, accommodation, and any planned activities.
- Visa Documents:
- If applicable, submit valid visa documents for the destination(s) you plan to visit.
- Proof of Residence:
- A document confirming your current residential address, such as a utility bill or a residence certificate.
- Travel Insurance Application Form:
- Complete the travel insurance application form with accurate and up-to-date information.
- Medical History Information:
- Disclose relevant medical history details as required by the insurance provider.
- Proof of Purchase:
- If you purchased the travel insurance online or through an agent, keep a copy of the transaction receipt.
- Emergency Contact Information:
- Provide contact details of a person to be reached in case of an emergency.
How to Buy Rsa Travel Insurance
- Research and Compare:
- Explore the different travel insurance plans offered by Rsa. Compare coverage, benefits, and premiums to find a plan that suits your needs.
- Visit Rsa/Liva Website:
- Navigate to the official Rsa (now Liva) website or visit an authorized agent.
- Select Travel Insurance:
- Choose the travel insurance plan that aligns with your travel requirements. Consider factors such as coverage for medical emergencies, trip cancellations, and baggage protection.
- Fill Application Form:
- Complete the online application form with accurate and truthful information. Provide details such as your travel dates, destination, and personal information.
- Review Policy Terms:
- Carefully review the terms and conditions of the selected travel insurance plan. Understand the coverage, exclusions, and any specific conditions.
- Add Optional Coverage:
- If applicable, consider adding optional coverage based on your preferences, such as coverage for adventurous activities or high-value belongings.
- Make Payment:
- Process the payment for your selected travel insurance plan. Ensure that you pay the premium using a secure payment method.
- Receive Confirmation:
- After completing the purchase, you will receive a confirmation of your travel insurance policy. Save this document for your records.
- Emergency Contact Information:
- Note down the emergency contact information provided by Rsa for assistance during your travels.
Conclusion
In conclusion, Rsa Travel Insurance, now known as Liva, stands as a reputable choice for travelers seeking comprehensive coverage and peace of mind. With a rich history spanning over 300 years and a recent rebranding in 2023, Liva continues to be a trusted global insurer with a strong presence in the Gulf region.
The features and benefits offered by Rsa Travel Insurance are tailored to meet the diverse needs of travelers. From medical emergencies to trip cancellations, the plans are designed to provide robust protection during your journeys. The ease of purchasing insurance through the user-friendly online process ensures a convenient experience for customers.
Understanding the documentation requirements, policy terms, and optional coverages allows travelers to make informed decisions when selecting an Rsa Travel Insurance plan. The company’s commitment to customer satisfaction and its extensive network further contribute to its status as a reliable travel insurance provider.
As you embark on your travels, consider Liva Travel Insurance for a secure and enjoyable journey. Whether you are exploring new destinations or revisiting familiar ones, having the right travel insurance adds an extra layer of confidence to your adventures. Safe travels!
